Cheque amount in words
Enter the amount once. Get the words for the cheque line, the figures for the box, and a preview you can check before you pick up the pen.
How to write a cheque amount in words
- Write the dateUse the format your bank prefers and do not post-date by mistake.
- Write the payeeWrite the full name exactly as the recipient has it on their bank account. Add “A/c Payee” crossing if you need it in India.
- Write the amount in wordsBegin at the far left of the line, leave no gap, and finish with “Only”. Draw a line through any space that is left.
- Write the amount in figuresPut the figures in the box, with the decimals if there are any, and nothing before the first digit.
- SignSign the way you signed when you opened the account. A different signature is a common reason for returned cheques.
Avoid overwriting. Banks usually refuse cheques with corrections in the amount. If you make a mistake, write a fresh cheque and cancel the old one.
The full rules on hyphens, “and” and decimals are in our guide to writing amounts in words.
Frequently asked questions
Should the amount in words start with the currency name?
Most banks accept either “Rupees One Lakh Only” or “One Lakh Rupees Only”. What matters is that the amount is complete, spelled correctly and matches the figures. Follow your bank’s sample if it shows one.
What if the words and the figures are different?
In India the Negotiable Instruments Act says the amount in words prevails over the figures, but banks often return such cheques anyway. Always make both agree.
Why write “Only” after the amount?
It shows the amount has ended, so nobody can add more words afterwards. Draw a line across any blank space left in the words line as well.
Can I print a cheque from this page?
The preview is for practice and for checking the wording. Cheques must be written on your bank’s own cheque leaf, so use the preview to copy the words rather than to print a legal cheque.